Work harrastment

In this article It talks about work harassment. Safe working environment Is very Important to achieve strong Industrial relationship and productive. To achieve such a working environment, it is important to ensure that the workplace is free from all forms of discrimination, including harassment. Everyone in the workplace can be very vulnerable to various forms of harassment, including sexual harassment and intimidation. Any and all forms of harassment in the workplace will be detrimental to all parties.For workers, It can lead to deterioration of performance, which in turn oppresses the level of productivity and affect the welfare of all workers and their families. Employee turnover rate Increases and low productivity have the potential to affect the economic competitiveness of the factories concerned. Harassment in garment factories has been highlighted as raising concerns by international activists and appears on the main headlines in the international media.Violations as well as r umors about various issues of workplace harassment can have a serious impact on the relationship between plant and International buyers are aware of the reputation. That Is what concerns us together to create a positive working environment through the prevention of workplace harassment. Nevertheless, reports of harassment in the workplace remains scattered wide. In particular, many cases of workplace harassment that seems to happen in the garment industry.This is probably caused by a variety of reasons, such as the presence of the number of young working women in large numbers, the inexperienced, and come from rural areas under the supervision of a small number men, high levels of production pressure and disciplinary practices nuanced violence. There are several ways to prevent sexual reassessment in the work place, such as: 1 . Communication: colonization of the guidelines through, for example, Bipartite Cooperation, Tripartite Cooperation Institution, and a variety of print and el ectronic media 2.Education: organizing orientation programs and the introduction of the staff, religious lectures, or special events such as events that have been programmed. 3. Training: provide specific training for supervisors and managers to recognize the problems that exist In the workplace and develop a diverse strategy for prevention: establish Harassment Settlement Response Team. 4. Encourage companies to implement workplace reassessment prevention, 5. Including taking disciplinary action in the form of: Company Policies Employment Agreements / Company / Collective Bargaining Agreement Dissemination of policies and mechanisms preventing harassment to all employees and supervisors are important. In order to meet all the need for communication, the employer must establish a program in which employees and supervisors can get educated about abuse. So in the end, all parties must have a heightened awareness of sharing how to create a productive work environment that Is free from harassment.The central government and local governments should ensure that all many policies regarding harassment for large, medium, small and accessible and available to all employers. In the meantime, employers should provide information about abuse in orientation programs, as well as education and training for workers. The union should also include information about harassment in educational programs and training for its members. Article 2 Article two is talking about Corporate Social Responsibility, it states clearly in the title of the article.CARS or corporate social responsibility recently becomes a prominent issue among national and multinational business. The program is intended as the company's efforts to participate in the process of sustainable development in which there is expected to be a balance between the company and the social environment in the place or society it operates. Social and environmental issues are considered so seriously that causes urge to the interna tional world for corporate social responsibility.Examples responsibilities can be furious, ranging from activities that can improve the welfare of society and the improvement of the environment, provision of scholarships for children that not able to pay for school, the provision of ends for the maintenance of public facilities, donations to the village / community facilities that are social and useful for many people, especially people who are around the company is located. Corporate Social Responsibility (CARS) is the phenomenon of corporate strategies that accommodate the needs and interests of its stakeholders.CARS arises from the era in which awareness of the long-term sustainability of the company is more important than profitability. From the article I can say that in today's world, Corporate Social Responsibility is very important to the company. In the article it says that â€Å"Research conducted by Cone Millennial Cause group, detailed in The 2020 Workplace found that 80 % of a sample of 1,800 13-25 year olds wanted to work for a company that cares about how it impacts and contributes to society. More than half said they would refuse to work for an irresponsible corporation.What's more, according to research conducted in The 2020 Workplace, by the year 2020, Millennial will be 50% of the workforce. † This Corporate Social Responsibility can be advantages value for the company, they can easily persuade more good employees to work with the company, also they can easily locate ND people will feel no worry about their home's environment when the company operates. The company can use the media boom to communicate their CARS efforts to the society. However, CARS becomes a common practice among companies that nowadays people pay less attention to it.There are some tips that companies can do in order to implement CARS effectively. Use CARS to boost employee engagement is the first tip, Implementing Corporate Social Responsibility (CARS) is important t o either requiting new employees and maintaining the existing workers in the company, ninety six percent (96%) of the employees agreed that being able to contribute to a cause while employee is work improve employee's commitment and level of engagement to employee's core Job function and to the company. The second tip will be to utilize CARS as a medium to enhance global aptitudes.In the company, engagement can make employees more happy and productive, but in the research, employee's contribution to Corporate Social Responsibility (CARS) teaches workers valuable new skills that they bring back to their regular roles for the company, which gives company more benefits. Maximize company's investment in CARS by leveraging all forms of social media will be last tip, today's Corporate Social Responsibility (CARS) s no longer corporate philanthropy but it is strategic investment for the organization and it needs to be communicated with all company's stakeholders such as investors, employee s, and customers.CARS must become part of company's recruitment strategy to attract top talent. Article 3 In the article 3, it talks about employee abuse, in American employee abuse percentage is rising from time to time, no longer are workers respected and treated as human beings. Even those most educated and skilled are treated in the bad way. Quite surprising that twenty percent of the employees admit that they work actually bootable by their manager, bullying in the work place begins to be a common and thirty seven percent of the worker have experienced it.Over 50% of employers admitted to incidents of workplace bullying with 25% of all HER employees admitting to being bullied themselves. What more surprising is, research finds that are more technically skilled than their bullies, Bully bosses steal credit from skilled targets. Policy to prevent workplace violence: 1 . Zero tolerance The company follows a policy of zero tolerance for violence. If workers do any form of workplace violence, or threatening violence in the workplace, then workers can immediately dismissed. There is no tolerance for talk of violence or Joking about violence. Violence† includes physically hurt on someone, pressing, pushing, harass, intimidate, coerce, brandishing weapons, and threatening or told to do all the activities mentioned above. The purpose of this policy is to ensure that anyone associated with this business, including employees and customers, never felt threatened by actions or deeds any employee. 2. Safety measures in the workplace In an effort to meet the commitment to create a safe working environment for employees, customers and visitors, there are some simple rules that have been published.The rules are: Access to the property is restricted only to those companies who have a legitimate business interest. All employees and employee vehicles entering the property must show company identification. All visitors and vehicles and visitors must report to show ident ification while on the property. 3. All weapons are prohibited Company specifically prohibits the mastery of weapons by any employee while on company property. This ban includes keeping or carrying a weapon in a vehicle in the parking lot, both public and private parking.Employees are also prohibited from arraying weapons while providing services to companies outside of the building and the company page. Weapon in question including firearms, knives, explosives, and other objects that could potentially cause harm. Appropriate disciplinary action, up to and including termination, will be taken against employees who violate this policy. 4. Report abuse Prevent violence in the workplace is everyone's business in the workplace. You can help report what you see in the workplace that could indicate that your teammates are in trouble.You are in a better position than management in terms of knowing hat happens to those who work with you. 5. Examination Desks, phones, and computers are the b usiness property. We reserve the right to enter or inspect your work environment, including but not limited to, desks and computer data storage disks, with or without notice. Fax machine, copier, and a system of correspondence, including email, only intended for business use. Private business should not be run through the system.

In reality Britain is not a meritocracy, this is due to discrimination and labelling. It is a capitalist economy

In reality Britain is not a meritocracy, this is due to discrimination and labelling. It is a capitalist economy. The type of stratification system used in Britain is the Class System, which divides society into a hierarchy of unequal social groups based on their occupation this defines whether they are working-class or middle-class. However, the social divisions are not clearly separated. The class system is an open society, social mobility is possible across the social hierarchy on the basis of personal achievement, from which you can gain achieved status. However, there are obstacles to social mobility including prejudice, labelling, discrimination, racism and sexism. Lack of Educational achievement can also be an obstacle. Conjugal roles are the roles played by a male and a female in a marriage or cohabiting relationship. The inequalities in social class between the working-class and middle-class exist in the conjugal roles played in the family. Traditionally the roles played by the male and female were very different. For example the male did the DIY and the ‘manly' jobs and the female took care of the more domestic jobs like housework and looking after the children. They had segregated conjugal roles. These roles are the gender stereotype of what is expected of us even today. However, we have seen a shift from segregated conjugal roles to joint conjugal roles where the male and female do similar tasks. This idea of joint conjugal roles is called ‘The Symmetrical Family' (Young and Willmott). Statistics have shown that more men are choosing to become ‘house-husbands', the ‘New Man'. The reversal of the traditional roles normally occurs where the women earn more than the man, and it is financially practical to swap roles. The importance of female partners earnings gives them more equality to men as they agree to the housework and are then encouraged with the housework. This shift has been seen mainly amongst middle-class couples, other reasons for this are that middle-class men have been encouraged to stay at home by shorter working hours and improvements in living standards and material comforts in the home because they can afford them. Working-class suffer from material deprivation and cannot afford these material comforts. Young and Willmott (1975) argued modern home-centred families have increasingly more joint conjugal roles. More geographical mobility also meant a decline of the traditional extended family network so there is no longer the pressure of the extended family on the woman to act, as a housewife and stay at home like tradition. Those couples who moved to new areas because of work and re-housing during industrialisation tend to have joint conjugal roles and have loose-knit social networks. Each male and female are less likely to have their own friends and relatives outside the family. They tend to rely on each other more for support, leisure and spend more time together and share domestic responsibilities. Those couples who have close-knit social networks (traditional working-class) tend to have segregated conjugal roles. Each partner has their own network of friend and relatives. The man and woman tend to be less socially dependant on each other than middle-class symmetrical families. Our primary agency of socialisation is our family. Working-class parents are continually teaching their sons and daughter differently to each other, teaching the gender stereotype on conjugal roles through gender role socialisation, so that inequality between men and women continues to exist through future generations. It could be argued, the middle-class have different values which mean they have different attitudes towards who does what domestic tasks. However, the ‘New' working-class (argued by Goldthorpe et al) arguably have become more like the middle-class due to embourgeoisement (Marxist theory devised by Karl Marx) and this includes their attitudes towards conjugal roles. However, evidence still shows that the majority of women still perform the domestic tasks around the home (the gender stereotype), even though they have paid jobs outside the home. The number of hour's women spend on housework is calculated at around 50-60 hours per week compared to men who do an average of 1.6 hours (newspaper article, sociology review, ‘Back to the Future' by Madeline Leonard). Feminists believe that this is a dual burden and there is a role conflict for women. Anne Oakley believes this, she is a feminist she also believes that we live in a patriarchal society. Feminists say that men may appear to be the ‘New Man', however they usually perform the more enjoyable side of the domestic work, like playing with the children, instead of the more routine jobs like cooking and cleaning which are performed mainly by the women.

Marks and Spencer’s Company Analysis Essay

Marks and Spenser is the largest retailer in UK, and 43rd in the world. The company owns more than 1103 stores, of which 703 – in the UK, and the remaining 400 in 44 other countries (Marks & Spencer, 2013). M&S has been known as a manufacturer of clothing, but since the 2000s, the company developed in other areas, including: food, household good, financial services. In 1998, M&S became the first British retailer profit of which exceeded  £ 1 billion (Bevan, 2002). This essay will focus on origin and key developments. Also, it will touch on strengths, weaknesses, opportunities and the threats the organization faces. M&S started as a small household shop which established by Michael Marks in 1884. Because he frequently traded with a supplier, he knew Tom Spencer who was a cashier in this warehouse. It is the person who invested ï ¿ ¡300 into M&S to further expand (Harvey & Walker, 2012). From this year, the small shop began to trade under the name ‘Marks and Spencer Penny Bazaar’. Simon Marks, Michael’s son, took over M&S in 1916. In order to be outstanding from fierce competition, Simon went to America for gaining experience and absorbing useful ideas. During the period from 1930s to 1940s, M&S witnessed a rapid growth. In 1927, M&S went public. Between 1929 and 1939, its profits rose by about 21million to nearly 25 million. At the same time, M&S introduced the concept of CRS, which is one of the key determinants for its success. CRS is responding to the needs of a company’s stakeholders, especially staff. In the late of 1940s, the Second World War collapsed. Britain went through a huge recession. A considerable number of people live in impoverished, the gap between different classes broadened. Some people showed their anger by ruining infrastructur es and stores. The implement of CRS improved the condition of employers and established good image. As a result, M&S recovered quicker than other companies. According to Marketline, 2012, quality is a major strength of Marks & Spencer since the company was founded. It makes Marks & Spencer recognised as a high-valued company which offers its outstanding quality goods as well as reasonably priced products. Consequently, this results in advantages regarding foods over its competitors such as Sainsbury and Tesco. A wider range product than other rivals is also the key of Marks & Spencer’s success; namely, menswear, womenswear, childswear, household goods and foods. By its strategy, it contributes company to launch specific products to respond consumers’ needs and satisfaction, for example gluten-free bread and cakes for egg-allergic patients. A variety of foods is the essential part for Mark & Spencer with regard to company’s profit, with 51% of total revenue (Marks & Spencer, 2013). Conversely, Marks & Spencer is heavily criticised in terms of clothing and stocking. Clothing design is one of the most factors in which customers are likely not to buy because of its old-fashioned design compared to other up-to-date clothing retailers; Top-shop, Next, Zara (FT, 2012). It significantly leads to the decline on clothing business for Marks & Spencer. Meanwhile, stocking was an area that M&S has to improve in the way which the company cannot meet the demands of its customers. The shortage of clothing causes customers losing their confidence in Marks & Spencer, and therefore, has an impact on somewhere, especially clothing sales (FT, 2012). According to M&S company website, Shwopping is a brand new environmentally commercial marketing strategy, which could be used to get a new cloth by changing an old one. Owing to this programme, M&S is able to collect as much second-hand clothing as it could, taking advantages of these materials to make new stuff; or donating them to poor regions. For M&S, this is a â€Å"one stone, three birds† commercial opportunity, as it may enjoy being a friendly-environmental company which contributes to a positive reputation; also it is likely to get a cheaper resource to make clothing; in addition, a growing number of customers would like to shop M&S, resulting from the â€Å"buy one, get one† culture. On the other hand, M&S’s clothing department is facing a huge risk. Hickman (2012) states that although M&S is popular with older women, it is losing the market for younger generation due to its out-of-date style. That is because there are many more fashionable shops on the high street, such as ZARA, H&M and NEXT. According to Butler (2013), M&S has witnessed a drop of 3.8% in revenues of clothing and homewaes in the last three months of 2012. Unlike M&S, for example, ZARA has created a â€Å"fast and cheap fashion† culture for all ages (Hickman 2012). As a result, there is a strong likelihood for M&S’ managers to think about ways in order its old-fashion image. In conclusion, it has been seen that Marks and Spenser is a successful company that has always offered best quality products, which is how it was able to keep afloat and succeed. Also, It has been shown that recent years Mark and Spencer has been faced difficulties with customer loyalty and â€Å"not fashionable† trends. In order to keep its unique position in the market, M&S needs keep a solid hold on its values and principles, but at the same time leave some space for change. Also, M&S should expand to new market places to countries like China and India, and consider essential moments about that a different market will always have different demand. Finally, Marks and Spenser should keep up with the latest fashion trends, constantly reviewing interior design of its stores and sustain the feel good factor of shopping in M&S.

For one more day by Mitch Albom Research Paper Example | Topics and Well Written Essays - 1000 words - 1

For one more day by Mitch Albom - Research Paper Example Most male children like to be associated with their fathers though they have difficult relationships with them. Charley always sided with his father. He always wanted his father’s approval though he was always hard on him. He made Charley believe that he was never good enough. This made him try hard with the intent of affirming his worth. This happened in his childhood and adulthood when he was at the Old Timers baseball team. Charley’s father in the novel represents the fathers who live their dreams through their children. It is true that parents like to achieve their targets through their children by forcing them to do what they do not like. Charlie’s father wanted him to realize his vision of playing baseball. He bullied his son though he was growing up. This is shown when the father ordered him to leave his mother’s birthday party for a baseball game. He told Charley that he should choose either his mother or him. The father told him that he could not choose both. Charley discovered later that his father was a hypocrite who led a double life. This is because his father has a second alcohol store, a second wife, and another child (Albom 17). Charley’s relationship with his mother in the novel shows that mothers support their children though they tend to make serious mistakes. His mother always made him realize that he should return to his life. Charlie discovered that his mother was considerate compared to his father. This was evident when Charlie told his mother that he made a wrong mistake when they visited the Italian wife. He told his mother that he loved and admired her. Charlie thought that he should have chosen his mother over his father. However, his mother opposed by indicating that it was not his culpable because he never had a chance to choose. She knew that his son was confused throughout his life because he failed

A Critical Analysis of The Rocking Horse Winner Essay

A Critical Analysis of The Rocking Horse Winner - Essay Example The author really does a wonderfully, descriptive job in bringing the main focus of this story into reality. It shows that though you can have nice things, a comfortable home, and financial security, there is still a craving for more. Even the house, that Paul and his family live in, seems to harbor a desire for wealth, from within itself. It seems the house comes alive with the desire for money as the following literary passage shows: â€Å"There must be more money! There must be more money!† (Lawrence 288) The voice of the house is heard by everyone though no one mutters a syllable about it. The voice literally drives Paul half crazed and his only hope in shutting the house up is to win more money, or so he believes. Unfortunately, this does not work either because now the house is feeling of greed and wants more. In fact, the voice is more declarative after receiving the first sum of money and now is even louder and more demanding. â€Å"There must be more money†¦ Now www†¦ More than ever!† (296) From here on the greed and demand for money grows progressively worse. Paul had somehow hoped his mother would finally show she loved him but still she remained as she’d been when she would feel her children near, â€Å"the center of her heart would go hard† (287). She was a mother that did not know how to love her children. The only love the book shows she gave was her adoration to money. Further, in the following comment we see how much she was enthralled with it. â€Å"If you’re lucky, you will always get more money† (289). This proves she only valued the worth of the dollar and what it could bring her. If she feels there isn’t enough then she becomes resentful and preoccupied with the idea that they will never have a substantial amount. In concluding this critique of Lawrence’s short story, there is a grave lesson to be learned here. The obsession with money and

African American Family & Resistance Essay Example | Topics and Well Written Essays - 500 words

African American Family & Resistance - Essay Example In the late eighteenth century, Methodists formulated strong rules against slavery, claiming it to be contrary to the laws of God, and also threatening to excommunicate all slaveholders who did not free their slaves. However, it was not until the rebellion of Nat Turner in 1831 that the white slave owners truly became afraid for their lives. With the view of preserving their lives and their way of life, the southern slave owners got laws passed restricting the rights of the slaves to hold meetings, whether religious or otherwise, and even to read or write. They feared that once the slaves were allowed to do all this on their own, they would no longer be able to be controlled by the slave owners. The reasons behind the slave owners wish for control over the religious schooling of their slaves was not only that by this method they could ensure that the slaves learned to turn the proverbial other cheek, as Christianity preached, but also that this was the only way to ensure that the slaves did not read the bible on their own and got their own message from it, like that of the Exodus. By ensuring that the religious teaching remained in the hands of the whites, the slave owners ensured that only the message they wanted to send across would reach the slaves. One can say that it was their way of portraying Christianity in a light they wished to make the slaves docile and subservient. A lot of this teaching was designed to prevent the slaves from mounting any insurrection and to ensure there were no rebellious thoughts fostering in the minds of the slaves due to a free reading of the Bible by the slaves themselves. In a way Christianity does not deal directly with the prohibition of slavery, there is no verse that specifically denounces it, however, there are chapters in the Bible, especially the Old Testament, that lay bare the fact that whenever there is oppression, God leads the oppressed to safety and

Management Accounting Essay Example | Topics and Well Written Essays - 2000 words - 5

Management Accounting - Essay Example mission rate coupled with vital issues required by the management before making various decisions necessitated a close and thorough analysis of Ozmedic. The report begins by presenting a budgeted income statement when the commission is increased and when the firm hires is own salespeople. The breakeven point and the level of indifference between the two options are then computed. The report then proceeds by recommending the best option between increasing the sales commission and hiring own sales people. It will be illustrated that it is better to hire own salespeople than increase the commission to 20 percent. Further, the report presents the launch date for the BPM-201 as well as factors that should be considered when deciding on launch date. In addition, the report will investigate if accepting the local government offer is viable for the firm. The report then establishes the maximum price to be paid for the outside supplier of Penlight Division for Instrulite. It then concludes by explaining other factors to be considered when deciding whether to outsource apart from the price of the product. Level of indifference between the two options refers to the sales volume at which the net income of the two options would be the same. From the appendix 2, the level of indifference would be AUD $18,000,000. From this volume of sales, the Ozmedic’s management would be indifferent of the option to choose because both results to a loss of AUD $2,840,000. Even though, this volume of sales would result to the same figure, it is not viable because the business would incur a loss regardless of the option adopted. The firm’s management should increase its promotional efforts so that a more viable level is achieved. Permanent organizations like Ozmedic would like to maximize their profits by reducing transaction costs. Given any level of sales, reduced expenses results to high profits. The best option that would help the company maximize its profit is, therefore, hiring

Hugos Presidency in Venezuela Essay Example | Topics and Well Written Essays - 750 words

Hugos Presidency in Venezuela - Essay Example Hugo embarked on a nationwide campaign for the presidency on a platform of Bolivarianism. His beliefs included Venezuelan sovereignty, anti-imperialism, populist democracy, mass participation in the government, strong nationalism and economic self sufficiency. Hugo strongly believed that the revenues from oil sales had to be distributed equally in Venezuela. He later won the election becoming Venezuela’s fifty third president. In 2006, Hugo was re-elected as Venezuela’s president upon which he made an announcement that he will make radical changes within the country. Some of his radical changes were characteristic of authoritarianism and dictatorship. Chavez withdrew from the IMF, cracked down on all television stations that were critical on him and nationalized electrical companies. He closed 32 radio stations that were privately owned. He went ahead to propose a law that would punish media crimes. Chavez was clearly moving to silence all of his critics. He accused the stations of supporting the 2002 coup against his government. He even denied a certain broadcaster a chance to renew its license claiming that the broadcaster was supporting the opposition (CNN World). Worse still, he proposed a referendum that would see introduction of certain constitutional changes that remove term limits and centralized power in the presidency (New York Times). Despite the problems of electricity shortages and a recessing economy, Chavez still uses certain tactics to consolidate power. He makes use of tactics like expropriation of his supporters’ businesses and conducting secret police raids. He makes use of military loyalists to execute his orders. His allies had successfully controlled the National Assembly since the year 2005 after the opposition boycotted legislative elections in the same year (New York Times). Despite these actions, Chavez continues to enjoy great support from the poor who feel that they are better of with Chavez as the president. Chavez distributed the revenues from oil equitably across the nation thereby improving the poor Venezuelans quality of life. Chavez, upon becoming the president in 1998 fired the management of the oil company (state owned) something that angered the middleclass. This resulted in an attempted coup in 2002 that failed (New York Times). Hugo has been the focus of criticism by the West for his action to support the Syrian president (Mr. Assad) by supplying him with oil. Mr. Assad had taken action against an uprising in Syria. This resulted in mass murders and multiple violations of human rights. The UNGA (United Nations General Assembly) had widely condemned President Assad for violating human rights, mass murders of children women and torture. Chavez’s choice to support Assad was widely viewed as supporting terrorist activities and was highly controversial (New York Times). Chavez had earlier supported Iran’s President (Mr. Mahmoud) who had ridiculed claims by the West that his country (Iran) was seeking to acquire the ability to make nuclear weapons. Despite the wide condemnation that Muammar president of Libya faced due to his strike back against an uprising in his country, Chavez went ahead and forged close economic and political ties with Libya. Chavez overtime according to a 2009 poll that consisted of a large number of Arab countries, he was the most popular and famous leader both by margin and fear. Chavez had courted almost any

LEGAL ENVIRONMENT OF BUSINESS Essay Example | Topics and Well Written Essays - 750 words

LEGAL ENVIRONMENT OF BUSINESS - Essay Example True indeed as the article asserts, Russia has proved to be a developing growth market whose legal environment has constantly changed in the recent past. The country has in the recent past experienced an increase in activities involving corporate transactions of different types including not only public listings, but also mergers, acquisitions and joint ventures, consolidation and also restructuring. The result of these development have been far reaching especially from the legal front telling from the rising number of high profile disputes involving mostly Russian parties who numerous studies have indicated to be favoring either the English courts or other arbitration venues outside Russia for resolution of the disputes. This article despite not being very comprehensive in nature, the opinions provided has been presented in quite a general way making it worth for reference by any interested persons. While discussing the changing legal environment, the current state of affairs in Rus sia has been clearly brought out. Among the issues analyzed include the various changes to the Russian legislation and the impacts which they may have. One notable effect discussed on the article is the non appreciation of Russia to what the country regards as interference by foreign courts which is a clear indicator of the importance of the companies that wish to enter into transactions relating to business in Russia having a clear understanding of the local practical, legal and procedural issues (White & Case, 2012). The article has also been very effective in identifying the various trends that are associated with joint venture and the other transactions in Russia. Truly as asserted by Andrei Dontsov in the article that most offshore JVs are usually governed by an English law shareholder agreement, this is indeed a true reflection of what is on the ground as widely documented by different research findings on the topic. The issue of upcoming changes in Russian law has been well a nalyzed in the article. The article has been successful in outlining the various amendments to the Russian Civil Code that are under consideration by the Russian parliament whose main aim is to introduce new legal concepts familiar to lawyers from other jurisdictions (White & Case, 2012). While analyzing the issues to do with enforcing one’s rights as regards to Russia-related transactions, the article has been very successful in reiterating the importance of the investors doing business in Russia to keenly following the various developments with high likelihood of impacting the investor’s rights in instances where there may arise disagreements between the parties. This has been clearly brought out in the article especially to the extent where there is no appreciation of interferences and the implementation of various measures that are mainly aimed at addressing the interferences. The article has also been very successful in addressing the issues regarding the enforcem ent against assets within Russia. Among the issues that have clearly come out include whether arbitration can be relied upon to resolve disputes and key issue of concern being there can be enforcement of arbitration award obtained outside Russia (White & Case, 2012). Another issue of concern that the article clearly brought out was mostly related to one-sided optional dispute resolution clauses that is mostly common in finance transactions while at the same time operating to give the different parties

Management Essay Example | Topics and Well Written Essays - 2250 words

Management - Essay Example Innovation and its implementation is what made Barnes & Noble and Amazon more successful. Before e-readers were introduced to the market, everyone was competing on rather equal terms: both Barnes & Noble and Borders Books were selling their products in own superstores, so the major source of income was always coming from physical in-store sales. The process got somewhat changed when Amazon developed as an online book store. First of all, it became a strong competitor because offered people an alternative to going to a superstore – online shopping for books. Secondly, it gave such companies as Barnes & Noble and Borders Books to enter the online marketplace as well. However, the progress didn’t stop at that stage. Technologies gave publishers such e-book reading applications as Kindle of Amazon and the Nook of Barnes & Noble. That was the point when Borders Books got behind. Case Analysis: the Publishing Market Thought the physical book sales of Barnes & Noble were going down, the company managed to raise them by 80 percent compared to the last year, with the help of the developed by them e-book reader – the Nook. ... Retail numbers, according to the International Digital Publishing Forum (2011) might be as much as two times above the presented figures because of the industry wholesale discounts. This means that the e-book industry is still growing and developing. Furthermore, more and more companies are working on the development of their own e-book readers with the purpose of taking some share of this market. However, Apple's iPad has made it nearly impossible for some organizations: Plastic Logic Que, a businees-oriented device, Bookeen Orizon, the Skiff for reading magazines and newspapers (Neary 2011, 3)– these devices never got popular in the market due to the already existing competition from Apple’s iPad, Amazon’s Kindle and Barnes & Noble the Nook. Key Problems of the Industry It can be seen that both, Borders Books and Barnes & Noble, have taken some steps to adjust to the new market conditions: both have some online presence. Nevertheless, both companies still heavi ly rely on physical sales in their stores. Borders Books has not even gone further than letting Amazon manage all of the company’s online sales - Borders Books failed to invest into entering the emerging at that time online book market (Neary 2011, 4). This may have been caused by an assumption that, according to Henderson (1993, 248), many companies fail to adequately respond to market innovations because of the security they had enjoyed for many years’ stable presence in the market. Such companies then get used to continuous change process, if any, and do not make any attempts to introduce some radical changes, even if such are crucial for survival (Chandy, Prabhu, and Antia 2003, 1). So Borders Books, having felt well in

NAZI (symbol Swastika ) Essay Example | Topics and Well Written Essays - 1000 words

NAZI (symbol Swastika ) - Essay Example It wasn’t until the 1930’s that the Swastika began to denote evil implications. For example, the swastika was worn as a shoulder patch of a World War I U.S. Army Division and was a common decoration found on a myriad of objects. As Germany was behind other countries of the region in forming a formal nation (1871), its people felt susceptible to military and societal invasion from outside its borders. As an instrument to promote unification and national pride, German nationalists began to use the swastika from the mid 1800’s to represent the history of the Germanic and Aryan people. The swastika could be found on nationalist German ‘volkish’ publications by the end of the 1800’s and by the turn of the twentieth century, the swastika had grown in popularity throughout many German organizations. It was frequently used as the symbol for German nationalism. The Nazi Party’s aspiration to appeal to a wide German audience led them to chose the symbol in 1920. â€Å"Because of the Nazis’ flag, the swastika soon became a symbol of hate, anti-Semitism, violence, death, and murder† (Rosenberg, 2006). As the industrial age swept across Europe in the mid-1800’s it brought society new opportunities but also inadvertently served to increase the individual’s feeling of remoteness and a loss of personal belonging (Mosse, 1964, p. 13). As Germany became modernized, its people began to feel alone in their own culture and began to desire closer association to their community. â€Å"Joining the Volk (the people of Germany) was a way to intellectually rebel against this new, modern world. The Volk was an intermediary between the extremes of individuality and the quest for cosmic identity† (Mosse, 1964, p. 15). The effect of this National Socialist movement was that it served to replace the capitalist philosophy and ended chances for personal upward mobility. Third

Heroism Essay Example for Free

Heroism Essay In paralyzing situations such as witnessing a crime and saving a life, ordinary people often perform heroic actions far beyond their normal capabilities. To begin with, the action doesn’t have to be the superhero stereotypical story. â€Å"When we quit thinking primarily about ourselves and our own self-preservation, we undergo a truly heroic transformation of consciousness.† – Joseph Campbell. This means that in any situation where you put another person before yourself you are being heroic in a way. Maybe you stood up for someone in the hallway that was being bullied and sacrificed how people perceived you as being â€Å"cool†. Or maybe you just performed a random act of kindness for someone for no reason at all. Additionally, heroism can be resisting temptations as well. â€Å"I tell you that there are terrible temptations which it requires strength, strength and courage to yield to.†- Oscar Wilde. Resisting peer pressure is a good example of being heroic. Being excluded from the â€Å"cool† crowd doesn’t sound very fun, but neither does making bad decisions that you’ll have to live with for the rest of your life. Staying away from drugs, and alcohol and those types of things does take courage, a quality of a hero. Therefore, someone who feels compelled to help people, is courageous, is a friend to anyone and everyone, takes time out of their day for someone else, or just does something to brighten someone’s day, is a hero. Ultimately, heroes are people like me and you, anybody with the heart and mindset of one. Whether it’s putting someone before you, defending a friend, or just being a hero to yourself by resisting peer pressure, people are often capable of more heroic action than they think.

Movie Review Of Fargo Film Studies Essay

Movie Review Of Fargo Film Studies Essay Fargo, the first time that I heard that name, I could not see how the name had anything to do with the movie. At first I thought maybe it was the name of a character in the movie but after watching the movie I came to learn that it was the mane of where most of the movie was based around; Fargo North Dakota. Fargo is a 1996 movie done by the Coen Brothers. This movie is also based on a true story which, after you watch it, you feel terrible for the victims. I would say that this movie is a dark comedy. I say this because the plot and the form of the movie have this dark but comedic aspect. The Brainerd accents have a very unthreatening way to the way it is used and due to the innocence of the accents; it throws off the seriousness of the situation. A main character in the film who gives off more of a comedic aspect is the seven month pregnant chief of police from Brainerd Minnesota Marge Olmsted. I doubt the director(s) were going for a comedic aspect to the film, but with the accent s, and constant use of the word Yaa, you couldnt help but laugh occasionally. The movie Fargo is about a nerdy, mild mannered, shady Executive car salesman named Jerry Lundergard who falls heavily into unexplained debt and comes up with a seemingly genius idea to hire some criminals to kidnap his wife. The reason for the pre conceived kidnap is to retrieve a ransom for her safe return, and get the money from her father who is a wealthy businessman. In the process of Lundergard and his accomplices going forth with their plan, things start to get out of control and eventually Marge Olmsted, the Brainerd Minnesota chief of police gets involved and starts investigating three coincidental murders that occur in her city. Marges character is a likeable polite character who seems after a while to be one of the only competent people in the whole town. The main characters in this film to pay attention to were Jerry Lundergard; a seemingly unstable character, he is shown to be desperate and insecure and there was even a scene after his wife was kidnapped where he practic es his distress call to make it seem believable. Predictably, as the murder investigation broadens and starts to lead back to him, he starts to break down emotionally. Throughout the movie they never explained what exactly his debt was for. Marge Olmsted; Brainerd Chief of police; Carl plays the small time crook who is described literally as the smaller, funny looking kind of guy by all those who came in contact with him and lived. Carl is a very talkative and vulgar kind of guy but seems to have some emotion for murder. His partner on the other hand, Gaer is of European decent. Seemingly quiet but composed character although he commits most of the murders showed in the film. He is a heavy smoker and is shown until towards the end to be more like Carls back up with muscle. This movie housed a couple of big named actors of their time. Some of which I know to still be in the acting business. Carls character and Jerrys character were played by Steve Buscemi, and William H. Macy, which to me, were the only two recognizable stars in the movie. Carl is known for such movies as Reservoir Dogs, and William is known for movies like Cellular, Wild Hogs, and Thank You for Smoking. This movie does a good job in showing the gender role differences in Marges growing family. In her introduction scene where she and her husband first come into the picture, they show how the gender roles are reversed. Usually, it would be the man who is the chief of police and his wife is the stay at home parent who takes care of the backup stuff. In the Olmsted household, Marges husband Norm is the reversed gender role character. He is never shown to be at work or ever even doing any kind of work for that matter, and she is the one with the seven month pregnancy. He makes her breakfast in the morning, brings her lunch to work, and always talks about his painting but somehow their relationship seems to work. Marge is also shown to have a pretty big appetite which is totally understandable due t o the fact that she is eating for two and always makes the joke can I have a seat?, I;m carrying quite a load here. The movie as based on true events starts to get a lot darker and grittier than the expectations of a dark comedy. The ransom exchange scene where the father gets killed semi brutally is a turning point of how serious and out of control things got; He was shot numerous times unnecessarily, and even the ending scene where the European criminal is shown grinding up his partner in a wood chipper and blood is being sprayed everywhere. This movie did not rely on scenery or music to help tell the story. In fact, the scenery was mostly white and snowy because it seemed to be shot in the winter time. There was music, but the music was not done in such a way that it would give away parts of the story. The directors claim that out of respect for the dead, the film was depicted as is. Names were changed though to protect the identities of those who survived. Overall, this movie wa s beyond my expectations but still was able to hold my interests enough for me to really enjoy the movie while giving my regards to those who unfortunately lost their lives.

The Emergence of Capitalist Economy In Russia :: essays papers

The Emergence of Capitalist Economy In Russia I. Introduction: A Newfound Freedom Imagine you are a high school student just about to graduate. You are about to leave your parents, who have directed your actions for your entire life. However, you have never had to make your own decisions, and are having trouble handling your new situation. Now imagine that on a larger scale. An entire nation released from the control of its "parents" with no idea how to use its newfound freedom. The Russian Federation is only a shell of its former glory as the U.S.S.R. because it had to withstand just such a change. The "high school student", a socialist market in which the government makes all the rules, recently was overhauled. The new economic condition in Russia is a free market. However, the people had no experience in handling the independence that they acquired as the capitalist market was established. It had been a long hard journey to get where they were, and now a longer, harder journey is beginning - the journey into capitalism. II. The Beginnings of Socialism Russia did not exist as a nation just seven years ago. It was formed from the ruins of a greater nation. Russia's current troubles are based on problems it found, or created, during the years it operated under socialism. This theory, which proposes equality and the means of achieving it, has been scorned by the Western world. One must wonder why such a grand conception has failed. A. Karl Marx and the Communist Manifesto By far, the most important document in the development of socialism was The Communist Manifesto, written by Karl Marx and Frederik Engels in 1848. (Berki) This document was published as a reply to politicians who would accuse their opponents of being Communist for the sake of scaring the public. (Marx) Marx's Manifesto was the driving force behind socialism and Communism in Russia. In it, he described the fall of capitalism at the hands of the working classes. (Berki) The following paragraphs are excerpts from that work. "The history of all hitherto existing society is the history of class struggles. Freeman and slave, patrician and

The Sound of Music Essay -- Film Musicals Movies

The Sound of Music In 1965 Robert Wise presented the world with his smashing box office hit film, The Sound of Music. Over time it has become known as one of the most loved and well-known musicals of all time. Shortly after its release it won many Academy awards: Best Picture, Best Director, Best Sound, Best Adapted Score, Best Film Editing, Best Film-Musical, Best Color Cinematography, and Best Costume design (Freiden par3). The movie is based upon the true story of the VonTrapp family and allows its audience to relive their family experience as well as their flight from Nazism just before the outbreak of World War Two. So why is it that even today, The Sound of Music is still the "most popular movie-musical ever made?" (20th Century Fox). The musical film presented a sound that "inspired a generation," giving them romance, longing and love. (20th Century Fox). However, there is certainly more than meets the eye to this 1965 American production of Austria's VonTrapp family. By taking a closer look at the movie we find that, not only did this smashing box office hit present us with a classic tale of romance and adventure, but it also inadvertently challenged us to wonder if The Sound of Music was Austria’s chance to exonerate itself from its past involvement in Nazism. In order to question whether or not this movie is an opportunity for Austria to exonerate itself, we first need to understand how the movie creates an Americanized image of Austria's role in Nazism. An American audience will most certainly be affected by this movie in a different way than will a German or Austrian audience who have been personally involved in will. Because most Americans are not personally attached to ... ...s/sound-of-music.html>. Gruber, Ruth E. â€Å"Viennese Warily Confront Austria’s role in World War II.† The Jewish Bulletin. 1996. San Francisco Jewish Community Publications Inc. 11 November 2001. <http://www.jewishsf.com>. Perez, R.H. â€Å"Timebase 1938.† Humanitas International. 2001. 5 November 2001. <http://humanitas-international.org/showcase/chronography/timebase/1938tbse.htm>. Starkman, Ruth A. â€Å"American Imperialism or Local Protectionism? The Sound of Music (1965) Fails in Germany and Austria.† Historical Journal of Film, Radio and Television 20 (1997): 63. MAS ULTRA- School Edition. Palni SiteSearch. Goshen College Good Library. 30 October 2001. Webster, Brian. â€Å"Review—The Sound of Music.† Apollo Guide. 2000. Apollo Communications Ltd. 10 October 2001. <http://www.apolloguide.com>. 2oth Century Fox. The Sound of Music. 1965. 9 November 2001.

Five People You Meet in Heaven by Mitch Albom Essay -- essays research

Five People You Meet in Heaven by Mitch Albom This isn’t technically a book that I read when I was in the properly defined age group, but looking back at this book it is probably the book that has had the largest impact on my life, and had it been out when I was younger would have been a book that I would have read. I read this book after I had finished reading Tuesdays with Morie by the same author. Now I have read a lot of books in my life and I can’t think of one that has had a more profound affect on me than The Five People you Meet in Heaven by Mitch Albom.   Ã‚  Ã‚  Ã‚  Ã‚  It is the story of a man named Eddie who for almost his whole life was the maintenance man at an amusement park called Ruby Pier. The story starts with the end of Eddie’s life on Earth and the beginning of his journey through heaven. The basic story wasn’t what got to me, it was the lessons Eddie learns along the way as he meets the five people he was to meet in heaven.   Ã‚  Ã‚  Ã‚  Ã‚  Throughout the book we are introduced to people from his past, some he knew and some were just a glimpse in his life. They all had something that they had to teach Eddie about life. Each had a different lesson that Eddie needs to understand before he can move on in heaven.   Ã‚  Ã‚  Ã‚  Ã‚  The first person that Eddie meets was a member of the freak show his name was Joseph Corvelzchchik, and he was known as the â€Å"blue man† and I think that out of all the people Eddie meets he has the most thought provoking quotes. The blue man died when ...

Disembodied Existence After Death Is Entirely Possible

Lauren Cole ‘A disembodied existence after death is entirely possible’ Discuss. Plato takes a dualist view and therefore believes that a disembodied existence is entirely possible and the soul is distinct from the body. At our death, the soul is set free from the body where it has been ‘imprisoned’ and it is now able to achieve its ultimate goal and reach the world of the forms. The soul is the only immortal part of the body and survived the world of the forms before it came entrapped in the body, thus when we learn we are simply recalling what our soul knew before.Plato holds a negative view of the body as it distracts the soul from seeking the forms with its trivial worldly desires such as sex. If we want to be true philosophers we need to avoid distractions and concentrate on gaining knowledge of the forms. In order to further explain this Plato uses the chariot analogy in which the mind and body are out of control horses and the soul is being driven by t he in the chariot so needs to reign them in and control them.The soul outside of the body is simple and without parts yet the soul inside the body is complex and has different aspects such as reason, spirit and desire. Peter Geach disagreed with Plato and questioned what is can mean for the disembodied soul to see the forms, given that seeing is a process linked to the body and the bodies’ senses. Plato has two main arguments to prove the existence of the soul; the first is the argument from knowledge which argues that learning is simply remembering what the soul has previously known in the world of the forms.We just need to remember it, and this shows that things exist before we learn them for example; gravity existed before we knew it. However, many people argue that learning is not a matter of remembering, but instead is a matter of acquiring new knowledge. The second is the argument for opposites in which Plato argued that the physical world consists of opposites such as big and small, light and dark, sleeping and waking. The opposite of living would be death, yet for death to be an actual thing and not just nothing, the soul must exist.Aristotle believed that the soul in the form and shape of the body and is a substance like matter because matter can be given a form and be many different things, but what gives matter its function is its form. By suggesting this, Aristotle means that; the soul gives shape to the matter which is the body and the soul is the principle of life or activity of the body. Aristotle argued that there is a kind of hierarchy of faculties in the soul and suggested that the faculties are nutrition, perception, desire, locomotion and intellect.Plants have the faculty of nutrition, they obtain food and this is what keeps them alive however, animals not only have this capacity but also other capacities such as perception and desire. The faculty of intellect distinguishes humans on the hierarchy. Thus he believes that the soul is à ¢â‚¬Ëœthe cause and principle of the living body’ and therefore it cannot survive after death as the Form of the body is inseparable from the body. However, confusion has been caused as Aristotle did suggest in his writings that intellectual thought could possibly be separated from the soul and be eternal.The identity theory claims that mental activities are centred in the brain and this is supported by scientific research surrounding the modification of mood, character and behaviour by drugs. If drugs affect our character surely this suggests mental activity is not linked to an immortal soul or a separate identity, but to the brain. Hence, when physical life ends, mental activity ends and we cease to exist and have knowledge. This theory has been criticized by T.Davis who argues that identity theory has been concurring how ‘intentionality’ can be explained. Brain activity does consist of nerves functioning in the brain and when you make a decision you form an in tention, yet neural activity has no intentionality, therefore perhaps a soul or other entity controls our intentionality. Davis also points out that mental events are private and have no physical location as they are very personal to the individual.Although Richard Dawkins was a strict atheist he believed in a disembodied existence after death for other reasons, arguing that individuals cannot survive death completely, but do continue to live through memories and genes. He points out that genes do not have any direction although they are ‘potentially immortal’ as they are ‘the basic unit of natural selection’. For those that do not believe in religious teachings, Dawkins theory is convincing as we remember those that have died through many generations and their genes have also been passed down through their family.

A Cybernetic Approach to Controlling Health Problems

For several decades, health issues pitch add-ond by more(prenominal) than 8.5% severally year. According to a recent k directlyledge conducted by the center for Disease constraint and Prevention, 65% of US adults atomic number 18 every overweight or obese. The rate of diabetes atomic number 18 increasing in the United States, with a 27 percent increase seen in the last five years.The amply toll of health care as well poses a major threat to the nations economy. nonetheless, health problems screw be prevented to a large achievement by experienceling hoi pollois lifestyle. Group discussions and discourses whitethorn help people to adopt a sanguine expressive style of living. Therefore, Cybernetics which is the study of conversation/communication and master/regulation washstand be used to help dissolve this problems. This study aims at use cybernetics as a molding for controlling health problems.AddictionIn developed countries of the worldly concern same(p ) USA, where the literacy rate is above 95%, people know that leading a vigorous lifestyle removes the risk of continuing health issues to a considerable margin. However they most times do non adopt a healthy air of living. Why? Addiction has ruined the healthy life style of people. For example- people may be addicted to sleeping and do non exercise, addicted to eating foods with high calories that causes them obesity and make them prone to shopping center problems.Addiction is a condition in which a consistent desire/ crave to repeat an addicted behavior exceeds the business leader to rationally stop doing so. When the more you stick out, the more you seem to need to achieve the alike printing or result. This effect quite a little be displayed as a validating feedback curl up where the want continues expanding within the loop.Some downplay rough feedback loops Feedback loops are of two forms invalidating feedback loop and imperious feedback loop.Negative feedbac k loops strives towards eternal sleep and stasis by subtracting error with each cycle. A good example of negative feedback loop is homeostasis, the bodys clay for hang ining itself chemically and temperature balanced. affirmative feedback loops, by comparison, add the variations of each cycle.As a result they mountain stupefy potentially dangerous as their effect mount with each event. Hypothermia, shock, heatstroke are examples of positive feedback.Figure-1 flummoxs colony (nicotine addiction) as a positive feedback. The desire for smoking continues to increase in the loop for achieving the selfsame(prenominal) train of satisfaction. The first day, Bob postulate to plenty once and beget satisfied. The second day, he necessarily to bullet train twice to get the same level of satisfaction.Gradually, his cravings and urge to smoke increases along with the frequency.Controlling the Uncontrollable(addiction)The graph above (Figure-1) indicates how the addiction continue to expand in a positive feedback loop. Also, Batesons examination of alcohol addiction contended that the very attempt to regain discretion, to be a commander of ones own tenderness, added to the heightening of the alcoholism. Moreover, the Twelve Step schedule of Alcoholics Anonymous-which has been effectively adjusted to a considerable number of addictive practices, crack cocaines recuperation by surrendering that is, by stopping to deliberately establish to stop the addiction.Subsequently, the someone who is addicted does non have an necessity variety to control addiction.At the point when Addiction becomes uncontrollable, how can it be controlled? Ludwigs research on Alcoholics mind demonstrates that exploitation the right mind frame (sufficient fervor) for self-denial improves the probability that an individual can visit out how to resist his addiction .Sufficient inspiration or adequate motivation can solve the puzzle of addiction as an uncontrollable event.The dia gram beneath demonstrates the cybernetic approach to deal with controlling health issues by inspiring individuals to follow a sound way of life (work out, yoga, healthy food and so on.), that is abstaining from an unhealthy way of life.Reward/Incentive SystemPeople have various needs including monetary needs, physiological needs, safety needs and esteem needs. An individual can be motivated for commiting an activity using proper fillips which may help in fulfilling some of his needs.A reward formation could be a web operation like Weight Watchers or an geological formation such as a health club. Below is a model of an incentive system used in motive a person to exercise regularly. The model excessively shows that the system can keep refining or modifying the incentive system to make sure that the user is unceasingly motivated.Group Affiliation/FriendsGroups, friends and circle of relatives assist in controlling addictions and regulating the manner people live.People develop assert, care and affinity in a group that cleft intellectual strength for controlling their cravings. It has to boot been proved that the group association programs offer long- term remedy for addiction in comparison to short-term remedy provided finished medication therapy. Self-assist programs like Alcoholics anonymous, rational heal or women for Sobriety, assist in gaining control over addiction through assisting the moved(p) person to integrate into a self-assist group. sendTrust is a system-related concept and that is a constantly evolving land of information acquisition, bear on and feedback. Figure-4 demonstrates the system model of trust mingled with two actors (trustor and trustee). The trustor continually accesses the behavior of the trustee against his amiable model of trustworthiness, which results in increase trust if the behavior matches with his mental model otherwise decreased trust.Trustworthiness relies on three variables which relate to perception almo st the person to be relied on competence, fairness and benevolence. Competence is the perceived potential of the trustee, as mensural through indicators which includes training or credentials, experience, and real past performance. Integrity is the degree to which the trustee is considered to perform with honesty, fairness, and consistency of actions and words. almsgiving concerns the extent to which the trustee demonstrates care and consideration for people he or she interacts directly or indirectly.In admittance to the above-recognized precursor variables, trust also relies on the context within which the trustor and trustee are embedded. It could pretend the extent to which the trustee is rated on antecedent variables particularly competence. For instance, a person may be perceived as capable in one context unless no longer in another. Furthermore, it is essential to differentiate amongst Interactions among unfamiliar others and ongoing interactions among familiar other s for trust.In a tender system, trust could be unidirectional or bi-directional. Also, trust may be commutative.After the developement of trust, the trustor (Alice) feels self-assured and becomes willing to take actions based on the suggestions, actions and decisions of the trustee (Bob) to an extent proportional to the trust level in the trustee. instanter, when Bob says that he controlled his blood sugar level by following the recipes from the diabetic cook-book, Alice feels confident the same recipes in the diabetic cook-book works and she is now motivated to follow them too. It also gives her a loving proof of the reliability of the recipes from the diabetic cook-book.Figure-6 is the conversation model of this trust and social proof scenario between Alice and Bob.CareCare is also a continously evolving state of information aquisition, processing and feedback.Similarity, trust, thought and reciprocity make the valuable variables. It is also dependent on context and familiar ity/ blood between individuals. Below is a betoken which shows a model of care between Alice and Bob and how care helps them for abstinence.Bobs behavior is matched to Alices mental model of a person she would like to care for. If on that point is a positive match,then the care for Bob increases otherwise it decreases. When there is a match, she cares about what Bobs expectations are from her. She feels a sense of responsibility/accountability for Bobs expectations because she does not want to disappoint him. Similarly, Bob also does a behavior assessment of Alice against a mental model of a person she would like to care for. Its also important to note that both may have different perceptions or mental models of the persons they may like to care for.Also, care may be unidirectional as well. Now when Bob makes a suggestion to Alice about losing weight, she feels responsible/ responsible for losing weight as she cares about Bob. Similarly, Bob feels responsible/accoun duck for not smoking when Alice asks him to quit smoking.Figure 7 Care/Accountability/ResponsibilitySimilarityIn comparism to trust and care, resemblance also is a constantly evolving state of information acquisition, processing and feedback.The antecedent variables for affinity might include mental attitude, behavior, hobbies, grow gender and race.The figure below shows how similarity motivates Bob for exercising frequently because he gets competitive and inspired by Alice.The table below summarizes Trust, care and similarity.Antecedent Variables MotivationTrust Competence, Integrity, Benevolence Willing to act on the base of words, actions anddecisions of anotherCare Similarity, Understanding, Trust, Reciprocity Accountability,ResponsibilitySimilarity Mindset, hobbies, age, gender, race Competitiveness,InspirationFigure 9 compact for Trust, Care and SimilarityAlternative model for Accountability, Responsibility, Competitiveness and quislingism in a self-help group.

Reading and reviewing Diefendorf In the Wake of War Essay

In 1945 acuate bombing gave the Germans a unique fortune comprehensively to redesign their t possesss and cities. The distress to the urban fabric was so great that reconstructive memory was judge to take lx years. It took ten. thus far, the bland architecture of many cities today suggests that the Germans senseless their fall outs. They certainly demolished too much and arguably recompensed to small-minded pre- struggle life and spirit of many of their finest townspeoples. They could fetch done better further, as In The awake of cont block.The reconstructive memory of German Cities after World contend II, by Jeffry Diefendorf shows, they confront constraints which were as complex and faultfinding as those affecting their economic rec all everyplacey. The scale of the damage was staggering. The rubble from the ten worst-affected extended cities lone would collect c overed Hyde Park to a depth of d feet. Moreover, capable planners and architects were scarce. Diefe ndorf, a professor of history at the University of New Hampshire, has written an excellent, longly look intoed carry on the reconstructive memory of fight-damaged German cities after 1945.This reconstructive memory manif ancient in part the loudnessive clearance of rubble from avenues and building sites except it as well as required a comprehensive rethinking of grooming, architecture, and building virtue. German city planners had to fade divulge several dilemmas. First, they c completely fored to distance German cities from their kingdomal socialist late(prenominal), yet also restore legitimate architectural landmarks. Second, German planners alliance with the growe international modernist crusade deviationed with this concern for historic preservation. Finally, the grand hopes of comprehensively redesigning the modify city centers were constrained by the urgent need for basic caparison.In this scholarly study address to students of history, architecture, city plan, and development, Jeffrey M. Diefendorf makes two abundant and inter cerebrate contributions. He delineates the activities, ideas, and institutional extremityes that accompanied the redoing of many of west most(prenominal)(prenominal) Germanys ruined cities after World fight II and he shows that the unsophisticateds urban reconstructive memory between 1945 and 1955-60, when reviewed structurally, was influenced by manifest genuine exigencies as intimately as notable preceding urban cooking and design traditions. Many had emigrated in the 1930s.Those who worked down the stairs the Nazis were now distrusted or dismissed. These difficulties were compounded by shortages of power, equipment and transport and by the Allied requisitioning and dismantling of intrinsic equipment. There were further problems. Each city had had a distinctive pre- state of war character. Each was unalikely affected by bombing. Thus, to each one brass sectiond different reconstructive memory problems and proposed different solutions. There was no central administration, and Nazi provision arrangements were in abeyance so co-ordination and planning accountants were weak. Nor could municipalities appear with a clean slate.Buildings, building lines and ripety rights unperturbed existed crimson the rubble belonged to roundone. Moreover, the best course of serve was unclear. Prussian, Weimar and Nazi planning and architectural traditions remained strong yet were now unacceptable and no agreed alternatives existed. Were they to restore the old or build virtuallything fresh? Architects, lanners, topical an aesthetic councils, the Allied occupation authorities and the local states all had divergenceing preferences. Aspects of the Reconstruction The primary focus is on the too soon postwar years, from 1945 through the late mid-fifties.though reconstructive memory elbow greases continued well into the 1960s (and some level to the present day), Diefendorf arg ues that by the late 1950s the explicit reconstruction of bombed cities gave way to a grander process of growth and modernization. In fact, Marshall Plan economic aid and the western get together States German economic miracle accelerated what many in 1945 thought would be a forty-year reconstruction period. Diefendorf wisely examines the events leading up to 1945, from the Bauhaus architectural influences of the mid-twenties to war judgment of conviction bombing and planning (including plans to build under underseal, bomb-proof fortress cities called Webrstadte).He spends an entire chapter on prewar German planning, and an oddly interesting chapter on postwar planners both be single-valued functionful references for comparative work on the craft and its intellectual history. Diefendorf reminds us that urban reconstruction is a very complex and emotionally charged subject, since so many concerns, both practical and psychological, need to be satisfied. Right at the end of the war reconstruction would keep back to take place immediately in order to the major cities of Germany to recover and get sustain on its tracks.The need for structures from the wide sort of sectors in German cities would reasonably come from the German population eager to start their lives anew. Apart from the fiscal limitations and some other hindrances in terms of resources, the reconstruction of the whole German cities and the German pride would befool to come at a pricea substantial where the stakes encompass not further the physical but, more(prenominal) meaning(a)ly, the emotional and psychological aspects of the planners, builders, and of the entire population.At the end of the war, the depression desperate need was for shelter for the unhoused, tired, and disappointed civilian population, augmented by refugees, expellees, and returning war veterans. This was the time of clearing the rubble by the celebrated Trummerfrauen, as it was also a time of conflict betwe en private initiative and public control, a period of vast black market activities and widespread il intelligent building. These things, on a larger perspective, conjure to be huge hindrances to the restoration of the integrity of the country as well as for the physical reconstruction of Germanys major cities.Conditions changed as soon as the currentness reform of 1948 had taken hold. There were, of course, solace problems of expropriation and compensation of private property and there was no generally applicable agreement as to who had legal power over the construct process. As the book sheds shed light on on the disparity over the jurisdiction rights over the reconstruction process, the struggle between the public control and private initiative nevertheless emphasized the match aim of reconstructing the fallen country.And although the town, the state, and the federal official government had conflict in determining precisely who is trusty over certain atomic design 18as a nd aspects of the reconstruction process, funds were eventually provided by a special equalization of nitty-gritty tax. bottom the Pages Redefining the postwar German Reconstruction Focusing on the experience of over thirty of Germanys largest cities, this is the first general account in English of the decently efforts to rebuild urban Germany after 1945.The research effort and the command of detail atomic number 18 impressive and Diefendorf tells the pertain tale with clarity and style. However, the treatment is uneven. It covers only the West Germany and concentrates on solely four cities Munich, Cologne, West Berlin and, especially, Hamburg. The book, in general, is excellent history, thorough, documented, well organized, and readable written. On its own terms, there is little to criticize although at some point the aspects worthy of criticism shelve out the idea of discrediting the whole book.The illustrations be excellently chosen, with collision before-and-after photos , although some city plans would slang helped. The organization by subject rather than chronologyrubble clearance, architectural style, diachronic preservation, housing, city planning, law, and administrative organizationsworks well, even if it now and then demands separating one event into pieces in different chapters. The research apparently occupied the author for fifteen years, took him to many archives, and led him to interviews both of key participants and of other researchers.Its immersion shows in the resultshows perhaps too much, when we are given lists of planners or names of streets occasionally burden the text without adding to understanding. Newly found sources tend to involve economic aid out of proportion, but everything is clear, and by and large a suitable degree of skepticism is sprinkled over the self-serving quotations from participants. The distinctive East German reconstruction effort is omitted East Berlin and Dresden rate only passing mention.Furthermor e, the detailed discussion of architectural and planning principles, wartime planning and the local politicking is a trifle microscopic. I should have preferred fewer endnotes and a briefer bibliography, which together build over one quarter of the book. But the reconstruction of West Germanys cities after 1945 remains a tale worth telling. In his structuralist perspective, the post war reconstruction of West Germanys battered cities mark neither a radical damp with the past nor a completely new beginning.He emphasizes that signifi open firet continuities linked the periods before and after 45 (p. xvi). The tension on continuities does not, however, keep him from sketching the signal discontinuity created by the wartime war against the cities. The war had been awesome and awful 45 percentage of the housing stock had been destroyed or damaged. urban Germans needed to clear mountains of rubble, to procure scarce materials and toil for reconstruction, to rebuild both legally and illegally in order to survive.The legal and illegal ways in which the Germans engaged themselves into all for the name of salvaging whatever they can from the ruins of the war is partially discussed in the book. The very creation of these twofold activities meant that by any possible pith the reconstruction of the major German cities, towns, and the entire nations would have to be met. barely this is the part where the book gathers the assent to assert the idea that such an objective was not an easy task as it may have sounded.A lot of hindrances would have to be faced along the way such as financial constraints and conflict over who is going to be responsible for which specific areas are to be reconstructed, and on what buildings are to be erected. Diefendorfs accent, however is on the face of reconstruction on such issues as architectural styles and historic preservation and such problems as old an new housing, town planning, and building laws. These topics take up most of th e book, and he derives credible conclusions in each case. Throughout, he shows the importance of the long-term historical context.The ties of the book with history is both necessary and interesting isolated from the reason that postwar Germany is a good demonstrate for substantiating on the idea of how a nation faces the most wretched conditions and is able to stand on its own, recovering almost immediately from a mistreat hardly achieved by any other country. In architecture, he suggests that a broadly conceived modernist style, although struggling with traditionality and bowing to expediency, survived into the postwar period, becoming dominant in the late 1950s.As to historic preservation, German cities chose discontinue paths after nonplustling on whether, how, and under what conditions to rebuild the damaged shell (p. 69). Hamburg, Berlin, Frankfurt, Hanover, and Stuttgart generally favored modernization Munster, Freiburg, and Nuremberg emphasized their historic character Lubeck, Cologne, and Munich took a sum path. The chapter contains excellent photographs, and Diefendorf observes that planners tended to prefer modernization whereas citizens groups called for preservation. Planning Amidst Reconstruction DifficultiesDebates to the highest degree architecture and political behavior had taken place since the 1920s. The book highlights the idea that traditional architecture, with its ingredient of historic preservation, and its stress on regional national variations and native building materials, vied with more modern forms of city planning, with its emphasis on commerce, industry and transportation, particularly on job by car. In many cases the light bombardment had razed the center and most dumbly settled area of the city, and had provided the planners with a ready-made ground and the opportunity for modern rebuilding.Here was a chance to solve the problems of earlier unplanned urbanization that had been brought more or less by the industrial ization. In a large number of cases, underground sewage, water, gas and electricity conduits were not heavy damaged and could be used again. The rapid rebuilding of the German cities, done within almost a decade, can only be understood in terms of previous long-term urban planning. Notably, German housing shortages dated back to the turn of the century. cold from abating during the Weimar country, they were further complicated and compounded during the Nazi regime.A housing crisis developed particularly during World War II, persisting into the postwar period partly because extensive new construction did not begin until the currency reform of 1948. Thereafter, modest residential housing units in both suburbs and inner cities began to appear across the national Republic. This outcome was aided by a broad consensus on housing construction, the passage of a federal housing law in 1950, as well as private and public supporting (with baseborn Marshall Plan funds acting as lubricant) .In this case, it can be noted that the existence of housing predicaments paved the way for the attention of the public and private sectors. Diefendorf further notes that the growth of a body planning law paralleled the growth of town planning in Germany in the late ordinal century (p. 222). This observation of the author corresponds to the belief that the make up in the reaches of Germanys body planning law has something to do with the increase in the planning for the reconstruction of various parts of Germany.From the minor to the major towns and cities, the laws enacted by the states to set limits and definitions on ways that affect the reconstruction of the various regions led to a sweeping set of changes in the urban lives of the people. The prominent architects and city planners, who were in direct participation in the efforts of reconstruction during the early period of the postwar era, had accumulated their training during the Weimar Republic, had been actively participat ing during the Third Reich, and were more than eager to use their skills and competence in the service of building during the postwar era.They saw themselves as individuals belonging to the nonpolitical group, just as the large number of doctors had done. They were engaged essentially in developing the cities while straying by from the political domain and the influence of political groups that prove to control the reconstruction process to their advantage. Yet even if the laws were enacted, there were notable lapses that undermine the very use of goods and services in which these laws were created. For instance, the laws usually sufficed for laying out streets but typically failed to address the issue of what was erected behind the street facades (p.222). There were certain lapses that the book highlights, which veritably amounts to the presumption that even if there were salient legal efforts to boost the reconstruction process by setting legal definitions on the process, thes e were nevertheless not without certain unique lapses on their own. Predictably, the enduring housing problems had kept the planners busy during pause and war. Diefendorf emphasizes that postwar planning remained largely in the workforce of pre-1945 planners who had gained experience in the years 1933-45 but whose plans tended to feed the Nazi regime.Despite the planners ambivalence about public in trust and their debatable military press that they were apolitical, Diefendorf treats them and their plans generously Freiburg and Cologne came to exemplify conservative planning, Kiel and Aachen demonstrate the pragmatic approach, while the partial planning of Mainz and Berlin resembled that of most other West German cities (p. 197). If the planners failed to solve the burgeoning postwar traffic problems, it was because they could not anticipate the speedy arriver and proliferation of private motor vehicles.Diefendorf makes it clear that planning the reconstruction of vast cities a nd towns is not a process under the helm of pure democracy. It was at the same time burdensome and difficult to reconcile the wishes of the whole mass of populations who desire to avert back their familiar environment. It was also difficult to reconcile the needs of an expanding and forward-looking parsimony under the oversight of a wide variety of public and private organizations. The book has two related flaws It misstates its subject, and it is not interdisciplinary.Its real subject is the planning for the reconstruction of German cities after the war (and the organizational and legal problems that accompanied that planning), but not the economics, the politics, or the sociology of the reconstruction process itself. Its focus is on what planners said, what theories they held, what positions they occupied, a little about what they accomplished, and much more about what they did not accomplish. Along the way, many interesting questions are raised(a) Is there such a thing as Nazi planning? (Yes, but only in limited areas.) Did planning evolve continuously from the Weimar Republic through the Nazi era to the postwar years, or was the Nazi period a sharp break in continuity? (No sharp break. ) Was reconstruction planning successful? (Under the circumstances, remarkably so, although, in hindsight, with many shortcomings. ) Yet it appears that the flesh and blood of reconstruction is apparently dummy up to be found. Planners may plan cities, but they do not create the decisions on what gets built, or where, when, and how these buildings are to be built.Not unlike in the United States, in Germany after the war, developers, builders, financial institutions, property owners, and politicians concerend about taxes, were all key players, as sometimes were groups of citizens with nonfinancial and nonpolitical motivations. Briefly, in discussing why comprehensive planning laws did not get passed, the author shares some confidential information of pressures from prope rty owners briefly, in discussing organizations, he avers that when major banks contend a role in planning, things went more smoothly.Yet it may well be that the department-store, real-estate offices were more powerful in what actually happened than the entire planner put together. Diefendorf displays understanding for the difficulties facing German planners, but his conclusions could be taken as the starting point for a critique of a functionalism stripped of aesthetic ambition. Postwar architecture tended to satisfy neither modernists nor traditionalists. Associated with a new building style n the 1920s, standardized housing of the 1940s and 1950s was no loner expected to result in exciting buildings (p. 61).Functionalist abandonment of aesthetic concerns was also evident in planning. Emphasizing broad functional tasks, most city planners concerned themselves principally with public health and safety and with the flow of traffic in the cities. Although there may have been sple ndiferous city planners involved in the reconstruction process, the funding for the entire process have also hindered the acquisition of utterly expensive and grand architectural buildings, owing perhaps to the books observation that the proper appropriation of the financial budget had to be guardedly managed so as to meet the ends.The author quotes social lion Grebler, a real-estate economist familiar with market forces, to the found that postwar German planning produced traffic improvements and decongestion on central areas (p. 347), but his explanation for the amelioration alludes only to the personalities of planners and planning theories. Diefendorf cites none of either the old or the new urban sociology, no urban politics, no social history to explain reactions to central planning, and no urban economicsnothing on the forces geological formation cities worldwide in the postwar era.Further, the book notes that the wars devastation offered Germany a unique opportunity to co rrect the failings of the urban blight produced by the industrial and population expansion of the second half of the nineteenth century (p. 275). One of the books most fascinating discussions concerns the transformation of the German planning employment from the Nazi period to the early postwar years.

The migration of people to cities

The migration of great deal to cities is unrivalled the blown-upgest problems approach the worlds cities today. talk of the main causes. What solutions could be apply to rigging the particular? Nowadays, the sequel of urbanization is more(prenominal) than ofttimestimes discussed than ever forwards collectible to its increase impacts on hold waters and on the environment. just about muckle go out not solicit the circumstance that financial backing in a metropolis is easier boilersuit than nourishment in the solid ground. disrespect that fact, galore(postnominal) generations d b be go awayd in unpolished settings by choice all over the decades. The pastime ofa punter measuring stick of living, genteelness and higher(prenominal) wellness apprehension be the main causes of migration to urban beas.Many hatful anticipate that if they buy the farm to live in a big city they leave comment higher-paying Jobs. However, kettle of fish migration to cities causes great contestation for Jobs and this chasten to under business. Others unavoidableness their children to nark bump statement and oft high-ranked schools or universities with well-trained teachers ar in the city. Moreover, the blowup of cities often leads to environmental problems, much(prenominal) as pollution. To calculate the migration problems thither are a public figure of solutions. atomic number 53 of the accomplishable answers is to reform the tonicity of invigoration in the countryside. regimen could ornament in construction medical facilities and schools.Media provoke in addition be employ to encourage a sizable and examine leave office smell-time in the countryside. some other commission to make pile to extend in rude areas is creating more employment opportunities. By doing this, umpteen spate entrust choose to catch in the countryside. To conclude, because of urbanization the raw bang of rustic life is fade into ob livion. convince wad to live in the countryside exponent look as a challenging task, precisely if for at a time we pull the dullness of the city and intoxicate the stun places, secluded in the forgotten split of our country we faculty conscionable ready what we are missing. 285 row 30 proceedings

Financial Statements Essay

2. canvas the mo lowestary dictations Income Statement from the history and clerking lesson to a lower place the business enterprise finance parting of this course. routine the breeding from the congressman income literary argument for Jamies cliff jewelry to resolving the questions below.a. What atomic number 18 the dickens sources of revenue revenue enhancement for the companion? (0.5 points)b. What is the keep communitys supply revenue? (0.5 points)c. What is the caller-ups scratch loot? (0.5 points)d. Is the fede symmetryn experiencing a wampum, or a passing play? (0.5 points)3. inspection the pecuniary Statements proportion canvas from the history and clerking lesson on a lower floor the line of credit finance naval division of this course. phthisis the data from the representative symmetricalness public opinion poll for Jamies astragalus jewellery to firmness the questions below.a. What is the measure of the social clubs assets? (0 .5 points)b. What is the tot of the societys liabilities? (0.5 points)c. What is the measure proprietor rectitude? (0.5 points)4. count on the sideline fiscal symmetrys. height If you foolt call back how to work financial proportions, check up on the calculating fiscal dimension pages from the report and clerking lesson below the chore profit component of this course.a. A gild makes a take in reach in advance evaluate of $12,000 and has $20,000 in sum law. work the callers elapse on equity as a percentage. (0.5 points)b. A high society makes a net profit onward tax of $5,000 and has meat assets with a esteem of $10,000. organize the societys tax return on assets as a percentage. (0.5 points)c. A fraternity has $1,400 in liabilities and $1,500 in assets. aim the guilds debt ratio as a percentage. (0.5 points)d. A caller-up has $1,400 in liabilities and $1,500 in equity. count on the keep smart sets debt to equity ratio as a percentage. (0 .5 points)e. A beau mondes period assets ar $30,000 and authoritative liabilities are $19,000. exercise the companys accredited ratio as a percentage. Does the company stool teeming assets to pay its liabilities? (1.0 points)

General Overview of Gats

1. oecumenic overview of GATS The prevalent downstairsstanding on craftiness in run (GATS) is the first off and b atomic number 18ly rig of four-lobed rules covering fire homo(prenominal) contend in work. The translation of run affair chthonian the GATS is four-pronged, depending on the territorial heading of the supplier and the consumer at the clock time of the transaction. The GATS covers modifyments supplied a. comprehend brink passel from the territorial dominion of unmatch sufficient fragment into the ground of each(prenominal) separate penis. . expending overseas in the rule of bingle instalment to the serve well consumer of either impudently(prenominal) Member. c. m championymaking(prenominal) bearing by a operate supplier of mavin Member, by means of moneymaking(prenominal) posture, in the filth of just about(prenominal) early(a) Member. d. charge of intrinsic persons by a profit supplier of one Member, finished th e presence of native persons of a Member in the filth of any other(a) Member. 2. Proposed benefits of GATS there be six benefits of GATS, they are 1.Economic performance, An streamlined operate bag is a ready for economicalal success, galore(postnominal) governments believe on an impolite and simple environs for the proviso of serve. 2. Development, best enterprises in evolution countries remove a great advantage, and break do business. develop countries alike confine able to configuration on external enthronization and expertness 3. Consumer savings, globalisation of mess in work al lowlys consumers a wider prime(prenominal) of glare prices, break up calibre goods and run 4.Faster change, The exchanges amid the countries, teaching wad promote technology innovation faster. 5. great transparence and predictability, lawfully hold fast guarantee, allows companies in the global concern and enthronization in a unchanging condition. 6. en gineering transfer, pass on contradictory range investment (FDI) ordinarily nominate fuck off new skills and techniques. 3. study censures of GATSMany civil groups verbalise that nearly of the veritable economic restructuring to a lower place the WTO-OMC dodging is in the by-line of vauntingly business, and non in the take of the public. They are interested that barely deregulating of the service celestial sphere provide take in to a outfit of the possible action between generous and piteous, to however environmental deterioration, and serviceman appeal is low in poor areas. 4. My flavor on GATS Overall, GATS met with well-nigh difficulties in the echt operation, and has created the riddle of some criticism for people, moreover the lot agreements do n indelible component to the maturation of international great deal in the world. As gigantic as the several(a) countries, the play along is in the next economic and grapple constantly looki ng at for break in solutions to improve the living mechanism, the world prudence is decidedly smash services under the modeling of GATS speedy development. http//www. wto. org/ slope/tratop_e/serv_e/cbt_course_e/intro1_e. htm http//www. wto. org/ face/tratop_e/serv_e/gats_factfiction3_e. htm http//www. twnside. org. sg

Global Financial Management Essay Example | Topics and Well Written Essays - 500 words - 1

world-wide pecuniary vigilance - testify interpreterWith reasons.We need an equating with however adept unknown, so we bottomland sack up it to lift PMT.The flourishing modal evaluate is with a financial calculator. scuttlebutt N=3, I/YR = 10, PV = degree centigrade0, FV = 0, and then(pre titulary) compact the PMT loss to begin PMT = 402.1148036,10) suppose that on January 1 you state $100 in an vizor that pays a nominated (quoted) pack-to doe with ordain of 11.33463%, with amour added (compounded) everyday. How some(pre token(a)) ease up alone you look at in your bill on October 1, or 9 months afterward?(4) An important feel is that you should neer cross-file a tokenish wander on a sequence suck up or usance it in calculations unless what specialise holds? (Hint retrieve on one-year combining, when INom = enjoy% = I per.). What would be legal injury with your answers to lineament (1) and (20) if you use the titulary array of 10% qu ite than the half-hourly pace Nom/2 = 10% /2 = 5%?INom kitty be use in the calculations still when yearly compounding occurs. If the nominal valuate of 10% were utilise to terminate the allowance stream, the present tense value would be overdone by $272.32- $247.59 = $24.73.12) retrieve mortal supplyed to trade you a dividing line name for the requital of $ thou in 15 months. They offer to transfer it to you for $850 .You have $850 in a swan judgment of conviction stick around that pays a 6.76649% nominal regularise with daily compounding, which is a 7% effective annual saki rate, and you excogitation to leave the bullion in the lodge unless you debauch the blood line. The circular is not unsteady you argon for sure it exit be give on schedule. Should you pervert the railway line? ascertain the stopping point in triple shipway (1) by canvas your early value if you cloud the tint verses deviation your silver in the marge (2) by comparis on the PV of the promissory note with your new border key out and (3) by study the chicane $ on the note with that of the aver